.clc-hero{position:relative;padding:40px 0 100px;overflow:hidden;isolation:isolate}.clc-hero:before{content:"";position:absolute;left:-10%;top:10%;width:70%;height:80%;z-index:-1;background:radial-gradient(closest-side,rgba(1,98,201,.1),transparent)}.clc-hero:after{content:"";position:absolute;inset:0;z-index:-2;background-image:linear-gradient(rgba(1,14,92,.045) 1px,transparent 0),linear-gradient(90deg,rgba(1,14,92,.045) 1px,transparent 0);background-size:46px 46px;-webkit-mask-image:radial-gradient(ellipse 60% 50% at 70% 20%,#000 20%,transparent 75%);mask-image:radial-gradient(ellipse 60% 50% at 70% 20%,#000 20%,transparent 75%)}.clc-crumbs{display:flex;gap:10px;align-items:center;font-size:15px;color:var(--hbv-muted);margin-bottom:30px}.clc-crumbs a{text-decoration:none;color:var(--hbv-muted)}.clc-crumbs a:hover{color:var(--hbv-blue)}.clc-crumbs b{font-weight:500;color:var(--hbv-ink)}.clc-badge{display:inline-flex;align-items:center;gap:10px;font:500 15px var(--hbv-font-body);color:var(--hbv-navy);background:var(--hbv-blue-soft);border:1px solid #c9def6;border-radius:999px;padding:8px 16px 8px 12px}.clc-badge i{width:9px;height:9px;border-radius:50%;background:var(--hbv-green);box-shadow:0 0 0 4px rgba(0,167,81,.18)}.clc-title{font:900 clamp(50px,6.6vw,96px) /1.02 var(--hbv-font-display);text-transform:uppercase;letter-spacing:-.015em;margin-top:20px}.clc-title .clc-line{display:block;overflow:hidden}.clc-title .clc-line>span{display:block;animation:hbvLineRise .9s var(--hbv-ease) both}.clc-title .clc-line:nth-child(2)>span{animation-delay:.12s}.clc-title em{font-style:normal;color:var(--hbv-blue)}.clc-top{display:grid;grid-template-columns:1.1fr 1fr;gap:48px;align-items:end}.clc-sub{font:400 clamp(19px,1.8vw,25px) /1.35 var(--hbv-font-display);color:var(--hbv-ink);padding-bottom:12px}.clc-head{text-align:center;max-width:860px;margin:0 auto 48px}.clc-amort td,.clc-dc b,.clc-legend b,.clc-money input,.clc-pay b,.clc-sum dd{font-variant-numeric:tabular-nums}.clc-calc{display:grid;grid-template-columns:1.15fr 1fr;margin-top:48px;border-radius:44px;background:#fff;border:3px solid #e3eaf4;box-shadow:var(--hbv-shadow-lg);overflow:hidden}.clc-calc>*{min-width:0}.clc-inputs{padding:40px;display:grid;gap:30px;align-content:start}.clc-f>*,.clc-inputs>*,.clc-more-grid>*{min-width:0}.clc-f{display:grid;gap:12px}.clc-f-top{display:flex;justify-content:space-between;align-items:center;gap:16px}.clc-f label,.clc-lbl{font:500 18px var(--hbv-font-body);color:var(--hbv-ink)}.clc-f label em{font-style:normal;font-size:14px;font-weight:500;color:var(--hbv-blue);background:var(--hbv-blue-soft);border-radius:999px;padding:3px 9px;margin-left:6px}.clc-money{display:flex;align-items:center;gap:6px;height:54px;padding:0 16px;border:2px solid #e3e9f2;border-radius:14px;background:var(--hbv-bg-soft);width:180px;transition:border-color .2s,box-shadow .2s,background .2s}.clc-money:focus-within{border-color:var(--hbv-blue);background:#fff;box-shadow:0 0 0 5px rgba(1,98,201,.12)}.clc-money>span{font:500 18px var(--hbv-font-body);color:var(--hbv-muted)}.clc-money input{flex:1;min-width:0;width:100%;border:0;outline:0;background:none;font:700 20px var(--hbv-font-display);color:var(--hbv-ink);text-align:right}.clc-money.clc-pct{width:120px}.clc-money.clc-bad{border-color:var(--hbv-rose);box-shadow:0 0 0 5px rgba(224,53,95,.12)}.clc-scale{display:flex;justify-content:space-between;gap:10px;font-size:13px;color:#8c97aa}.clc-scale span:nth-child(2):not(:last-child){text-align:center}.clc-msg{font-size:13.5px;line-height:1.45;color:var(--hbv-muted)}.clc-msg:empty{display:none}.clc-msg.clc-warn{color:#b45309}.clc-msg.clc-err{color:var(--hbv-rose)}.clc-range{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;cursor:pointer;--p:50%}.clc-range::-webkit-slider-runnable-track{height:8px;border-radius:8px;background:linear-gradient(90deg,var(--hbv-blue) 0 var(--p),#e3e9f2 var(--p) 100%)}.clc-range::-moz-range-track{height:8px;border-radius:8px;background:#e3e9f2}.clc-range::-moz-range-progress{height:8px;border-radius:8px;background:var(--hbv-blue)}.clc-range::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;margin-top:-9px;border-radius:50%;background:#fff;border:6px solid var(--hbv-blue);box-shadow:0 4px 10px rgba(1,98,201,.35);transition:transform .15s}.clc-range::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:6px solid var(--hbv-blue);box-shadow:0 4px 10px rgba(1,98,201,.35)}.clc-range:active::-webkit-slider-thumb{transform:scale(1.15)}.clc-range:focus-visible{outline:3px solid rgba(1,98,201,.35);outline-offset:4px;border-radius:8px}.clc-chips{display:grid;grid-template-columns:repeat(5,1fr);gap:8px}.clc-chips button{height:56px;border:2px solid #e3e9f2;border-radius:14px;background:#fff;font:700 20px var(--hbv-font-display);color:var(--hbv-ink);transition:all .2s var(--hbv-ease)}.clc-chips button small{font:500 13px var(--hbv-font-body);color:var(--hbv-muted);margin-left:3px}.clc-chips button:hover{border-color:var(--hbv-blue-line)}.clc-chips button.clc-on{background:var(--hbv-navy);border-color:var(--hbv-navy);color:#fff;box-shadow:0 10px 20px -10px rgba(1,14,92,.7)}.clc-chips button.clc-on small{color:#9fb4ee}.clc-chips.clc-sm{grid-template-columns:repeat(4,1fr)}.clc-chips.clc-sm button{height:40px;font:500 15px var(--hbv-font-body);border-radius:10px}.clc-chips button:focus-visible,.clc-seg button:focus-visible,.clc-tm:focus-visible{outline:3px solid rgba(1,98,201,.45);outline-offset:3px}.clc-more{border:2px solid #e3e9f2;border-radius:20px;background:var(--hbv-bg-soft)}.clc-more summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;padding:18px 20px;font:500 17px var(--hbv-font-body)}.clc-more summary::-webkit-details-marker{display:none}.clc-more summary i{width:30px;height:30px;border-radius:50%;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230A1024' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E") 50% /14px no-repeat;transition:transform .3s var(--hbv-ease)}.clc-more[open] summary i{transform:rotate(180deg)}.clc-more-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;padding:0 20px 16px}.clc-mini label{font-size:14.5px;color:var(--hbv-muted)}.clc-mini .clc-money{width:100%;height:50px;background:#fff}.clc-tog{display:flex;align-items:center;gap:12px;padding:4px 20px 20px;font-size:15px;color:var(--hbv-ink-2);cursor:pointer}.clc-tog input{position:absolute;opacity:0}.clc-tog>span{width:44px;height:26px;border-radius:999px;background:#cbd5e1;position:relative;transition:background .2s;flex:none}.clc-tog>span:after{content:"";position:absolute;left:3px;top:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.2);transition:transform .2s var(--hbv-ease)}.clc-tog input:checked+span{background:var(--hbv-blue)}.clc-tog input:checked+span:after{transform:translateX(18px)}.clc-tog input:focus-visible+span{outline:3px solid rgba(1,98,201,.35);outline-offset:2px}.clc-out{position:relative;background:var(--hbv-navy);color:#fff;padding:40px;display:flex;flex-direction:column;isolation:isolate;overflow:hidden}.clc-out:before{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;z-index:-1;background:radial-gradient(closest-side,rgba(10,116,230,.45),transparent)}.clc-kicker-lt{display:inline-block;font:600 13px/1 var(--hbv-font-body);letter-spacing:.2em;text-transform:uppercase;color:#7fb2f5}.clc-pay{display:flex;align-items:flex-start;gap:4px;margin-top:10px;line-height:1}.clc-pay .clc-cur{font:700 34px var(--hbv-font-display);color:#7fb2f5;margin-top:10px}.clc-pay b{display:inline-block;font:900 clamp(64px,7vw,96px) /1 var(--hbv-font-display);letter-spacing:-.02em}.clc-pay small{font:500 20px var(--hbv-font-body);color:#9fb4ee;align-self:flex-end;margin-bottom:12px;margin-left:4px}.clc-for{font-size:16px;color:#afc0ee;margin-top:10px}.clc-bump{animation:clcBump .35s var(--hbv-ease)}@keyframes clcBump{40%{transform:scale(1.04)}}.clc-donut-row{display:grid;grid-template-columns:170px 1fr;gap:26px;align-items:center;margin-top:30px;padding:24px;border-radius:24px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.09)}.clc-donut{position:relative;width:170px;height:170px}.clc-donut svg{width:100%;height:100%}.clc-donut circle{transition:stroke-dasharray .8s var(--hbv-ease),stroke-dashoffset .8s var(--hbv-ease)}.clc-dc{position:absolute;inset:0;display:grid;place-content:center;text-align:center}.clc-dc small{font-size:12.5px;color:#9fb4ee}.clc-dc b{font:700 20px var(--hbv-font-display);margin-top:2px}.clc-legend{list-style:none;display:grid;gap:12px}.clc-legend li{display:grid;grid-template-columns:12px 1fr auto;gap:10px;align-items:center;font-size:15.5px;color:#d5def8}.clc-legend i{width:12px;height:12px;border-radius:4px}.clc-legend b{font:700 18px var(--hbv-font-display);color:#fff}.clc-legend li.clc-sep{padding-top:12px;border-top:1px solid rgba(255,255,255,.1)}.clc-sum{margin-top:22px;display:grid}.clc-sum>div{display:flex;justify-content:space-between;padding:12px 2px;border-bottom:1px solid rgba(255,255,255,.1);font-size:16px}.clc-sum dt{color:#afc0ee}.clc-sum dd{font:700 18px var(--hbv-font-display)}.clc-sum>div:nth-child(4) dd{color:#7fb2f5}.clc-out-btn{margin-top:26px;width:100%;height:60px;font-size:18px}.clc-disc{font-size:13px;color:#8f9cc8;text-align:center;margin-top:12px}.clc-sched{padding:30px 0 110px}.clc-chart-card{position:relative;background:var(--hbv-navy);color:#fff;border-radius:var(--hbv-r-xl);padding:32px 32px 26px;overflow:hidden;isolation:isolate;box-shadow:var(--hbv-shadow-lg)}.clc-chart-card:before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(600px 260px at 100% 0,rgba(10,116,230,.28),transparent 70%)}.clc-cc-top{justify-content:space-between;align-items:center;gap:16px}.clc-cc-leg,.clc-cc-top{display:flex;flex-wrap:wrap}.clc-cc-leg{gap:22px;font-size:15px;color:#d5def8}.clc-cc-leg span{display:flex;gap:8px;align-items:center}.clc-cc-leg i{width:14px;height:4px;border-radius:2px}.clc-pill-ok{font:400 16px var(--hbv-font-display);letter-spacing:.02em;border-radius:999px;padding:8px 14px;background:rgba(52,211,153,.14);color:#6ee7b7}.clc-bal{position:relative;margin:26px 0 34px 64px;height:320px}.clc-bal svg{width:100%;height:100%;display:block;overflow:visible}.clc-bal-y{left:-64px;top:0;bottom:0;flex-direction:column;width:56px;text-align:right}.clc-bal-x,.clc-bal-y{position:absolute;display:flex;justify-content:space-between;font-size:12.5px;color:#9fb4ee}.clc-bal-x{left:0;right:0;bottom:-26px}.clc-bal .clc-area{fill:url(#clcBalGradient)}.clc-bal .clc-line{stroke:#0a74e6;stroke-width:3}.clc-bal .clc-iline,.clc-bal .clc-line{fill:none;vector-effect:non-scaling-stroke}.clc-bal .clc-iline{stroke:#f5b400;stroke-width:3;stroke-dasharray:6 5}.clc-bal .clc-grid line{stroke:rgba(255,255,255,.08);vector-effect:non-scaling-stroke}.clc-bal .clc-draw{clip-path:inset(0 100% 0 0);transition:clip-path 1.6s var(--hbv-ease)}.is-in .clc-bal .clc-draw{clip-path:inset(0 0 0 0)}.clc-vline{top:0;bottom:0;width:1px;background:rgba(255,255,255,.5)}.clc-hover,.clc-vline{position:absolute;pointer-events:none}.clc-hover{top:8px;background:#fff;color:var(--hbv-ink);border-radius:14px;padding:10px 14px;box-shadow:var(--hbv-shadow-md);font-size:13.5px;min-width:170px;transform:translateX(-50%)}.clc-hover b{display:block;font:700 15px var(--hbv-font-display);margin-bottom:4px}.clc-hover span{display:flex;justify-content:space-between;gap:12px;color:var(--hbv-muted)}.clc-hover i{font-style:normal;font-weight:600;color:var(--hbv-ink)}.clc-table-card{margin-top:24px;border:3px solid #e3eaf4;border-radius:36px;background:#fff;overflow:hidden}.clc-tc-head{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 28px;border-bottom:1px solid #eef2f7}.clc-tc-head h3{font:700 22px var(--hbv-font-display)}.clc-seg{display:flex;padding:4px;border-radius:999px;background:var(--hbv-bg-soft);border:1px solid #e3e9f2}.clc-seg button{border:0;background:none;border-radius:999px;padding:8px 16px;font:500 15px var(--hbv-font-body);color:var(--hbv-muted)}.clc-seg button.clc-on{background:var(--hbv-navy);color:#fff}.clc-tscroll{max-height:420px;overflow:auto}.clc-amort{width:100%;border-collapse:collapse;font-size:15.5px}.clc-amort th{position:sticky;top:0;background:#fff;text-align:right;font:500 13px var(--hbv-font-body);letter-spacing:.1em;text-transform:uppercase;color:var(--hbv-muted);padding:14px 28px;border-bottom:1px solid #eef2f7}.clc-amort td:first-child,.clc-amort th:first-child{text-align:left}.clc-amort td{text-align:right;padding:13px 28px;border-bottom:1px solid #f2f5f9}.clc-amort td:nth-child(4){color:#b7791f}.clc-amort td:last-child{font-weight:600}.clc-amort tr:hover td{background:#fafcfe}.clc-amort .clc-empty{text-align:center;color:var(--hbv-muted)}.clc-terms{padding:20px 0 110px}.clc-term-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.clc-tm{position:relative;border:3px solid #e3eaf4;border-radius:28px;padding:22px 20px;background:#fff;cursor:pointer;text-align:left;transition:transform .25s var(--hbv-ease),border-color .25s,box-shadow .25s;font:inherit;color:inherit}.clc-tm:hover{transform:translateY(-4px);box-shadow:var(--hbv-shadow-md)}.clc-tm.clc-on{border-color:var(--hbv-blue);box-shadow:0 20px 40px -24px rgba(1,98,201,.6)}.clc-tm .clc-t{font:700 26px var(--hbv-font-display);color:var(--hbv-navy)}.clc-tm .clc-t small{font:500 14px var(--hbv-font-body);color:var(--hbv-muted);margin-left:4px}.clc-tm .clc-m{font:900 32px var(--hbv-font-display);margin-top:14px}.clc-tm .clc-m small{font:500 14px var(--hbv-font-body);color:var(--hbv-muted)}.clc-tm .clc-bar{height:8px;border-radius:8px;background:#f1f4f9;margin:16px 0 8px;overflow:hidden}.clc-tm .clc-bar i{display:block;height:100%;border-radius:8px;background:linear-gradient(90deg,#f5b400,#e0355f);transition:width .8s var(--hbv-ease)}.clc-tm .clc-ii{font-size:14px;color:var(--hbv-muted)}.clc-tm .clc-ii b{color:var(--hbv-ink);font-weight:600}.clc-tm .clc-best{position:absolute;top:-13px;left:18px;font:700 11.5px var(--hbv-font-body);letter-spacing:.08em;text-transform:uppercase;color:#fff;background:var(--hbv-green);border-radius:999px;padding:5px 10px}.clc-tm .clc-sel{position:absolute;top:18px;right:18px;width:22px;height:22px;border-radius:50%;border:2px solid #cbd5e1}.clc-tm.clc-on .clc-sel{border:0;background:var(--hbv-blue) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center /13px no-repeat}.clc-tips{padding:20px 0 110px}.clc-tip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.clc-tip{border:3px solid #e3eaf4;border-radius:32px;padding:28px;background:#fff;transition:transform .3s var(--hbv-ease),box-shadow .3s}.clc-tip:hover{transform:translateY(-4px);box-shadow:var(--hbv-shadow-md)}.clc-ti{width:56px;height:56px;border-radius:16px;background:var(--hbv-blue-soft);display:grid;place-items:center}.clc-ti svg{width:28px;height:28px;fill:none;stroke:var(--hbv-blue);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.clc-tip h3{font:700 22px var(--hbv-font-display);margin-top:20px}.clc-tip p{font-size:15.5px;line-height:1.6;color:var(--hbv-muted);margin-top:8px}.clc-tip.clc-hl{background:var(--hbv-navy);border-color:var(--hbv-navy);color:#fff}.clc-tip.clc-hl .clc-ti{background:var(--hbv-blue)}.clc-tip.clc-hl .clc-ti svg{stroke:#fff}.clc-tip.clc-hl p{color:#c4ceee}.clc-tip.clc-hl a{display:inline-block;margin-top:16px;font-weight:500;color:#7fb2f5;text-decoration:none}.clc-formula{padding-bottom:40px}.clc-fm-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.clc-fm-eq{margin-top:16px;padding:16px 18px;border-radius:16px;background:var(--hbv-blue-soft);overflow-x:auto}.clc-fm-eq code{font:500 17px var(--hbv-font-mono);color:var(--hbv-navy);white-space:nowrap}.clc-fm-terms{display:grid;gap:8px;margin:16px 0 0}.clc-fm-terms div{display:grid;grid-template-columns:28px 1fr;gap:8px;font-size:15.5px;line-height:1.5}.clc-fm-terms dt{font:700 15.5px var(--hbv-font-mono);color:var(--hbv-blue)}.clc-fm-terms dd{margin:0;color:var(--hbv-muted)}.clc-fm-grid strong{color:var(--hbv-ink)}@media (max-width:760px){.clc-fm-grid{grid-template-columns:1fr}}@media (max-width:1180px){.clc-calc{grid-template-columns:1fr}.clc-term-grid{grid-template-columns:repeat(3,1fr)}.clc-tip-grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:1024px){.clc-top{grid-template-columns:1fr;gap:18px}}@media (max-width:760px){.clc-inputs,.clc-out{padding:26px 20px}.clc-calc{border-radius:30px}.clc-donut-row{grid-template-columns:1fr;justify-items:center;text-align:left}.clc-legend{width:100%}.clc-term-grid{grid-template-columns:1fr 1fr}.clc-term-grid .clc-tm:last-child{grid-column:1/-1}.clc-chart-card{padding:24px 16px 20px}.clc-bal{margin-left:48px;height:240px;margin-bottom:30px}.clc-bal-y{left:-48px;width:42px}.clc-bal-x,.clc-bal-y{font-size:11px}.clc-tc-head{padding:18px}.clc-amort td,.clc-amort th{padding:12px;font-size:14px}.clc-amort th{font-size:11px;letter-spacing:.04em}}@media (max-width:560px){.clc-crumbs{margin-bottom:22px;font-size:14px}.clc-title{font-size:clamp(44px,13vw,60px)}.clc-f-top{flex-wrap:wrap}.clc-money{width:150px}.clc-chips{gap:6px}.clc-chips button{height:50px;font-size:18px;border-radius:12px}.clc-chips button small{display:none}.clc-more-grid{grid-template-columns:1fr}.clc-scale span:nth-child(2):not(:last-child){display:none}.clc-tip-grid{grid-template-columns:1fr}.clc-term-grid{gap:10px}.clc-tm{padding:18px 14px;border-radius:22px}.clc-tm .clc-m{font-size:24px}.clc-tm .clc-t{font-size:22px}.clc-tm .clc-sel{top:14px;right:12px}.clc-tm .clc-best{left:12px;font-size:10px}.clc-table-card{border-radius:26px}.clc-seg button{padding:7px 12px;font-size:14px}}@media (prefers-reduced-motion:reduce){.clc-bal .clc-draw{clip-path:inset(0 0 0 0)}}.clc-fm-grid .clc-tip h3{margin-top:0}